Terms and Conditions

1. Acceptance of Terms

By accessing, browsing, or using PredictEngine ("the Service", "Platform", "we", "us", or "our"), you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, you must immediately cease using the Service.

These Terms constitute a legally binding agreement between you and PredictEngine. Your continued use of the Service constitutes your acceptance of any modifications to these Terms.

2. Eligibility

You represent and warrant that:

• You are at least 18 years of age or the age of legal majority in your jurisdiction
• You have the legal capacity to enter into binding contracts
• You are not located in, or a citizen or resident of, any jurisdiction where use of prediction markets or cryptocurrency is prohibited
• You are not on any sanctions list or prohibited from engaging in financial transactions
• Your use of the Service does not violate any applicable law or regulation

3. Description of Service

PredictEngine provides software tools that allow users to create and deploy automated trading strategies ("bots") on third-party prediction markets, including but not limited to Polymarket and Opinion. The Service includes:

• Custodial wallet creation and management (Safe smart contract wallets on Polygon, EOA wallets on BNB Chain for Opinion integration)
• AI-assisted trading strategy generation powered by large language models (Claude / Anthropic)
• Automated trade execution based on user-defined parameters
• Portfolio tracking, analytics, and profit-and-loss reporting
• Leverage trading on prediction market outcomes (synthetic product offered by PredictEngine)
• Sports and event market trading, including an automated sports value-betting bot
• Sports arbitrage scanning across Polymarket, ESPN, and DraftKings
• Cross-platform arbitrage bots that trade simultaneously on Polymarket and Opinion
• Market making tools and opportunity scanner
• Copy trading functionality that replicates third-party trader activity
• A bot strategy marketplace where users may share or copy strategies
• Manual trading interface for direct order placement
• Cross-chain deposits via Li.Fi bridge integration
• Discord trading bot (prefix commands, bot management, manual trading) with a 2% platform fee on trades
• Telegram integrations including an admin alerts bot and a user-facing wallet tracker bot
• News aggregation, market mover feeds, whale alerts, and AI-generated market analysis
• Public leaderboards, referral program, and a developer / partner API
• Engagement features including streaks, simulation balances, phantom P&L displays, deposit bonuses, A/B tests, and percentile rankings

We do not operate a prediction market. We are a software provider that interfaces with third-party platforms. We have no control over the underlying markets, their rules, or their operation, except with respect to our proprietary leverage product and our internal engagement / simulation features, which are operated directly by PredictEngine.

7. Indemnification

You agree to indemnify, defend, and hold harmless PredictEngine, its operators, owners, employees, agents, affiliates, licensors, and service providers from and against any and all claims, damages, losses, costs, liabilities, and expenses (including reasonable attorneys' fees) arising out of or related to:

• Your use or misuse of the Service
• Your violation of these Terms
• Your violation of any applicable laws or regulations
• Your trading activities and any resulting losses
• Any claim that your use of the Service caused damage to a third party
• Your failure to secure your account, wallet, or private keys

8. Wallets and Self-Custody

You own and control your wallets and the funds within them. PredictEngine is a software platform that operates wallets you own in response to actions you specifically authorize. We do not take legal custody of your funds, do not hold pooled or commingled balances, and do not have discretionary authority to move your assets.

• Your primary trading wallet is a Safe (Gnosis Safe) smart contract wallet deployed on the Polygon network, owned by you. For users of the cross-platform arbitrage feature, a secondary externally-owned-account (EOA) wallet is provisioned on BNB Chain for use with the Opinion platform. Both wallets are deployed to addresses uniquely associated with your account.
• Private keys are generated on your behalf and encrypted at rest using AES-based encryption. You may export your private keys at any time via your wallet settings, after which you retain full and independent control of your wallet outside the platform.
• All transactions on your wallet are executed only in response to actions you specifically authorize: bot configurations you create, manual trades you submit, withdrawals you initiate, leverage positions you open or close, and cross-platform bridge operations you enable.
• Certain gasless operations (such as Safe deployment and Polymarket trading approvals) may be executed through the Polymarket Builder Relayer on your behalf, but only for the specific operations you authorize.
• When you use the cross-platform arbitrage feature, funds may be bridged between your Polymarket wallet (Polygon) and Opinion wallet (BNB Chain) via Li.Fi. Bridge delays, partial fills, slippage, or failures may result in loss of funds or stuck balances. You accept these risks.
• Funds remain in your individually owned wallet at all times. We do not maintain an omnibus account, custodial pool, or any commingled user balance.
• We cannot recover lost or stolen credentials, exported keys, or wallets. We cannot reverse or modify transactions once broadcast to a blockchain.
• You are solely responsible for the security of your PredictEngine account credentials, any exported keys, and any devices you use to access the Service.

Not a Money Transmitter. PredictEngine does not transmit value on behalf of users, does not custody fiat or pooled cryptocurrency, and does not facilitate transfers of value between users. Our service is limited to operating software (including automated trading bots) on wallets that you own and control, in response to your specific instructions. Funds move directly between your wallet and third-party prediction-market venues (such as Polymarket and Opinion) on the underlying blockchain; they do not pass through any PredictEngine-owned account.

IF YOUR ACCOUNT CREDENTIALS, EXPORTED PRIVATE KEYS, OR DEVICES ARE COMPROMISED, YOUR FUNDS MAY BE PERMANENTLY LOST. WE HAVE NO ABILITY TO RECOVER FUNDS STOLEN FROM A COMPROMISED WALLET OR ACCOUNT.

9. No Financial or Legal Advice

Nothing on PredictEngine or in communications from us constitutes:

• Financial, investment, or trading advice
• Legal or tax advice
• A recommendation to buy, sell, or hold any asset
• A solicitation or offer to buy or sell securities

All trading strategies, bot configurations, and AI-generated content are provided for informational and educational purposes only. You should consult with qualified professionals before making any financial decisions.

10. Security

You are responsible for:

• Maintaining the confidentiality of your account credentials
• Securing your private keys and wallet
• Using strong, unique passwords
• Enabling two-factor authentication where available
• Monitoring your account for unauthorized activity
• Immediately notifying us of any security breaches

We are not liable for any losses resulting from unauthorized access to your account due to your failure to maintain security.

11. Service Availability

We do not guarantee that the Service will be available at all times. The Service may be interrupted for maintenance, updates, or due to technical issues. We may modify, suspend, or discontinue the Service at any time without notice.

We are not liable for any losses resulting from service interruptions, including but not limited to missed trades, inability to close positions, or market movements during downtime.

22. Subscription Plans and Credits

PredictEngine offers subscription plans (including a Pro tier and an Unlimited tier) and a credits system for AI-powered features such as strategy chat, strategy generation, and certain bot types.

• Subscription prices, billing cycles, included credits, and feature gating are set by PredictEngine and may change at any time. Changes do not retroactively alter subscriptions already paid for during the active billing period.
• Credits are non-transferable and have no cash value. Unused credits may expire per the credit package terms in effect at purchase.
• Subscriptions may be billed in fiat or cryptocurrency. Payments are final. Refer to Section 12 (No Refunds).
• PredictEngine may grant, revoke, or adjust credits or subscription status in its sole discretion for abuse prevention, fraud mitigation, promotional programs, or compensation for service disruptions.
• Certain features (such as the Discord bot) operate on a fee-per-trade basis and may not require credits or subscription status.

23. Referral Program

PredictEngine offers a referral program through which users may earn a percentage of platform fees generated by users they refer.

• Default and per-user referral commission rates are set by PredictEngine and may be modified at any time.
• Referral earnings accrue only on qualifying fee events. Fees refunded, reversed, or waived do not generate referral earnings.
• Self-referrals, wash activity, coordinated multi-account abuse, and any attempt to manipulate the referral program are prohibited. PredictEngine may void referral earnings and terminate offending accounts.
• Referral earnings may be paid in USDC, credits, or other tokens at PredictEngine's discretion. Payment cadence is not guaranteed.

24. Engagement Features and Simulated Balances

The Service includes gamification and engagement features including streaks, percentile rankings, account completeness meters, deposit bonuses, A/B tested experiences, near-miss indicators, phantom P&L displays, and time-limited simulated balances.

• Simulated Balances Are Not Real Funds: Simulated or "paper" balances displayed in the Service do not represent deposits, are not redeemable, and have no cash value. They may expire, reset, or be revoked at any time.
• Phantom P&L: Certain displayed performance figures may include projected, estimated, or gamified values that are not based solely on realized on-chain P&L. Only values in your actual wallet represent real funds.
• Deposit Bonuses: Deposit bonuses are promotional credits awarded at our discretion during active bonus windows. Bonuses may be credited, adjusted, or clawed back in cases of abuse, reversed deposits, or chargebacks.
• A/B Testing: You may be assigned to experimental variants of features, pricing, or user flows. PredictEngine does not guarantee that all users see identical features, prices, or promotions at any given time.
• Leaderboard and Public Profile: You may opt in to public leaderboards and profile displays. Data shown publicly is governed by your opt-in settings. PredictEngine may display limited non-personal statistics (such as win rate, P&L, and bot performance) on public leaderboards.

25. Developer and Partner API

PredictEngine may offer developer and partner APIs for programmatic access to market data, account features, or trading functionality. Use of any such API is subject to the Terms, applicable API keys, rate limits, usage tiers, and any additional developer terms published at the time of access. API keys are confidential and must not be shared. PredictEngine may throttle, revoke, or modify API access at any time.

26. Fees

PredictEngine charges the following platform fees, which may change without notice. The fee schedule in effect at the time of the applicable action controls. Current fees include, without limitation:

• Deposit fee of approximately 1% on incoming deposits
• Withdrawal fee of approximately 2% on outgoing withdrawals
• Trading fee of approximately 0.2% per bot trade (buys and sells), with a reduced fee of approximately 0.05% for arbitrage bot trades
• Discord trading fee of 2% on buys and sells executed through the Discord bot
• Leverage-specific entry/exit spreads and periodic funding fees, as described in Section 13
• Gas fees paid to the underlying blockchain networks, which are not retained by PredictEngine
• Third-party platform fees (including Polymarket and Opinion) that are assessed independently of PredictEngine

Fees are deducted automatically at the time of the applicable action and are non-refundable. Fees may be applied in native assets (e.g., POL for deposit fees, USDC for trading fees).

27. Third-Party Services

The Service integrates with third-party platforms and services, including but not limited to Polymarket, Opinion, Polygon blockchain, BNB Chain, Anthropic (Claude), Li.Fi (cross-chain bridge), Alchemy (RPC and blockchain data), Supabase (authentication and database), ChangeNOW (crypto swaps), Resend (email), Cloudinary (media hosting), Twitter/X, Discord, Telegram, ESPN (sports data), DraftKings (odds data), ElevenLabs (text-to-speech), D-ID (AI avatars), Creatomate (video), and Make.com (webhooks). We are not responsible for:

• The availability, accuracy, or reliability of third-party services
• Changes to third-party terms, conditions, pricing, or APIs
• Actions taken by third-party platforms, including account freezes, fund seizures, or trade reversals
• Security breaches, data loss, or operational failures of third-party services
• Outcomes, resolutions, or decisions made by third-party platforms

28. Prohibited Uses

You agree not to:

• Use the Service for any illegal purpose
• Violate any applicable laws or regulations
• Attempt to manipulate markets or engage in fraudulent activity
• Interfere with or disrupt the Service
• Attempt to gain unauthorized access to systems or data
• Use the Service on behalf of sanctioned entities or persons
• Reverse engineer, decompile, or disassemble the Service

29. Termination

We may terminate or suspend your access to the Service at any time, with or without cause, with or without notice. Upon termination:

• Your right to use the Service will immediately cease
• You remain responsible for any outstanding obligations
• You retain access to your wallet and funds per our withdrawal policy
• These Terms continue to apply to your prior use of the Service

30. Modifications to Terms

We reserve the right to modify these Terms at any time. Material changes will be communicated through the Service. Your continued use of the Service after changes constitutes acceptance of the modified Terms.

31. Governing Law & Disputes

These Terms and any dispute arising out of or relating to these Terms or your use of the Service shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict-of-law principles. The United Nations Convention on Contracts for the International Sale of Goods does not apply.

Any dispute, claim, or controversy arising out of or relating to these Terms or your use of the Service shall be resolved by final and binding arbitration administered by the American Arbitration Association ("AAA") under its Commercial Arbitration Rules then in effect. The arbitration shall be conducted before a single arbitrator, in Wilmington, Delaware (or by remote / telephonic means at the parties' agreement), in the English language. Judgment on the arbitral award may be entered in any court of competent jurisdiction.

YOU AND PREDICTENGINE WAIVE ANY RIGHT TO PARTICIPATE IN CLASS ACTION LAWSUITS, CLASS-WIDE ARBITRATION, OR REPRESENTATIVE PROCEEDINGS. CLAIMS MUST BE BROUGHT IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR COLLECTIVE ACTION.

Notwithstanding the foregoing: (a) claims for amounts under USD $10,000 may, at the claimant's election, be brought in small-claims court in the jurisdiction where the claimant resides; (b) either party may seek injunctive relief in a court of competent jurisdiction to protect intellectual property, trade secrets, or to enforce confidentiality obligations pending arbitration; and (c) nothing in this Section prevents you from filing a complaint with any applicable governmental authority, including consumer protection or data protection authorities.

32. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

33. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and PredictEngine regarding the Service and supersede all prior agreements.

34. Contact

For questions about these Terms, please contact us at: [email protected]

35. DMCA / Copyright Policy

PredictEngine respects intellectual property rights and complies with the Digital Millennium Copyright Act (DMCA), 17 U.S.C. § 512. The Service permits limited user-generated content, including marketplace bot strategies and AI-generated outputs. If you believe content on the Service infringes your copyright, send a written notice containing the information required by 17 U.S.C. § 512(c)(3) to our designated DMCA agent:

PredictEngine — DMCA Agent
600 N Broad Street, Suite 5 #3314
Middletown, DE 19709, USA
[email protected]

Your notice must include:

• A physical or electronic signature of the copyright owner or their authorized agent
• Identification of the copyrighted work claimed to have been infringed
• Identification of the allegedly infringing material, with sufficient detail to allow us to locate it
• Your contact information (address, telephone, and email)
• A statement that you have a good-faith belief that the use of the material is not authorized by the copyright owner, its agent, or the law
• A statement, under penalty of perjury, that the information in your notice is accurate and that you are the copyright owner or authorized to act on the owner's behalf

We will respond to valid DMCA notices in accordance with applicable law and may, at our discretion, remove or disable access to allegedly infringing content. We will terminate the accounts of repeat infringers. Counter-notifications may be sent to the same agent and must contain the information required by 17 U.S.C. § 512(g)(3).

36. Force Majeure

PredictEngine shall not be liable for any failure or delay in performance under these Terms resulting from causes beyond its reasonable control, including but not limited to: acts of God, natural disasters, war, terrorism, riots, civil unrest, government action, embargoes, sanctions, pandemics, public-health emergencies, labor disputes, internet or telecommunications outages, third-party platform failures (including Polymarket, Opinion, Polygon, BNB Chain, or any RPC provider), blockchain forks or reorganizations, exchange or bridge halts, smart-contract exploits, cyberattacks (including denial-of-service), or supply-chain interruptions affecting cloud infrastructure providers.

37. Legal Notices

Formal legal notices to PredictEngine — including subpoenas, formal legal correspondence, and notices required by these Terms — must be sent in writing to:

PredictEngine — Legal Notices
600 N Broad Street, Suite 5 #3314
Middletown, DE 19709, USA
[email protected]

Notices sent by any other means (including direct messages, social media replies, or replies to automated emails) are not effective service of legal process and may not be reviewed.

38. Assignment; No Third-Party Beneficiaries

You may not assign or transfer these Terms, by operation of law or otherwise, without our prior written consent. Any attempted assignment without consent is void. PredictEngine may assign these Terms at any time, including in connection with a merger, acquisition, financing, or sale of all or substantially all of its assets.

These Terms are for the benefit of you and PredictEngine only. No other person or entity is a third-party beneficiary of these Terms.